Unlike the summer of 2011 that was one of the hottest on record, this summer seems to be quite mild. However, for those of us who have lived in North Carolina for any period of time, we are all too …

How I Cut My July Duke-Progress Energy Bill 34% Read more »

One possible enhancement to HARP known as HARP 3.0 is pushing forward the eligibility date from Ma31, 2009 to 2010. Some experts suggest that there are between 27 and 43 billion dollars’ worth of unpaid principal loan balances that could benefit from such a move.

… the economy, particularly the housing sector, continues to be a drag on the US economy. As a result, investors who once gladly would make a loan secured against a manufactured home, now won’t even consider it. Because of this, many otherwise very well qualified homeowners and would be home buyers have found that access to credit has been shut off.

This Fourth of July Independence Day don’t just wave your American Flag and eat a Hot Dog! (although these are not bad ways to enjoy the holiday!) As you enjoy this most patriotic of American holidays please make sure to take …

Raleigh Area Fourth of July Festivities 2012 Read more »

People use the excuse of not having enough time, but if you get up earlier, watch less TV, work out at lunch, or wind down with exercise after work, you can reap the benefits and everyone around you will too!

Predatory Lending Considerations Subprime lending is not synonymous with predatory lending, and loans with the features described as Subprime are not necessarily predatory in nature. However, institutions should ensure that they do not engage in the types of predatory lending …

What is Predatory Lending? Read more »

First Time Home Buyers in Raleigh / Wake County no longer have to be under 80% of Adjusted Median Income to take advantage of this $8,000 Down Payment Assistance Program.

“The federal government is considering moving its local Immigration and Customs Enforcement office from a Cary office park to a former Kroger supermarket on N.C. Highway 55 and High House Road.” reported Sloane Heffernan from WRAL News. Read the story …

Cary neighborhood opposes potential immigration office Read more »

Because of the plethora of natural disasters across the country it occurred to me that there may be a lot of Buyers and Sellers whose purchase or sale or mortgage refinance has been delayed for reasons they simply do not understand. This post is intended to be an …

FEMA Declared Disaster Area – Loan Application in Process Read more »