Credit Repair Companies, even the good ones (and I say that very generously) remind me of a quote from one of my all time favorite private dick movies “the Two Jakes”. In the opening scenes Jake finds himself at the top of the heap, professionally speaking, the “leper with the most fingers.” This is how I feel about credit repair companies, even the good ones are just one finger away from being fingerless.
How to Get a Free Copy of My Credit Report
Fair and Accurate Credit Transactions Act (FACTA ) was a law passed by the US Congress in 2004. This act allows consumers to request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). Continue reading How to Get Truly Free Credit Reports For Life
In my free time I enjoy riding my Felt road bicycle. There is a cliché amongst cyclists, “there are two types of bikers, those who have crashed and those who haven’t crashed yet”. The same can be said about identity theft. It seems like once a week I read headlines such as Sony Hackers Claim to Have Credit Cards, and, Senate panel quizzes IRS on tax-return identity theft.From what I can tell there are no indications that identity theft will decline anytime soon either.
By now you know you should review your credit reports for inaccuracies every 90 days. But … More Fixing Credit Errors Step By Step
A question that I am frequently is “What documents do I need to apply for a mortgage?” While it … More Application Checklist
In my free time I enjoy riding my Felt road bicycle. There is a cliché amongst cyclists, “there are two … More How to place a Security Freeze your Credit Reports