All articles about Home insurance

Under Contract & House Has Been Damaged; Now What?

There’s an old adage He Who Has the Gold Makes the Rules aka ‘ The Other Golden Rule’. Nothing could be further from the truth in this scenario so the best answer here is ‘It depends’.

NC insurance customers irked by policy

NC insurance customers irked by policy linking their Auto Policies to their Homeowners Insurance Policies. This year, two of the most popular … More NC insurance customers irked by policy

Insurance Claims: Nightmare’s await Homeowners

Your home has been damaged by a tornado, flood, a tree fell on it in the recent Hurricane. Or as in my case when Mrs. Cobos  left the water in the upstairs bathroom running and flooded the second floor causing water to seep through to the ceiling below.

Tree Falls on House and Destroys it - Storm Damage - Raleigh North Carolina 2011
Storm Damage from April 16th Tornado in Raleigh

You’ve settled your claim with your home owners insurance agent and you have an insurance settlement check but it’s made out to you and your mortgage company; Continue reading Insurance Claims: Nightmare’s await Homeowners

Restoration Company or Contractor/Repairman

Raleigh, NC  –  Headlines have done little to make real for most of us what devastation, loss of life and economic livelihoods have occurred because of these disasters.

Serendipity Drive - Tornado Damage - Raleigh North Carolina
storm damage from April 16th tornado in Raleigh NC

It is hard for me to recall a time in my adult life that so many natural disasters have occurred in such a compressed period of time. To me it seems like it began with the Japan earthquakes and tsunamis resulting in the reactor melt downs and now with the flood waters on the Mississippi Delta. Continue reading Restoration Company or Contractor/Repairman