How to Get a Free Copy of My Credit Report Fair and Accurate Credit Transactions Act  (FACTA ) was a law passed by the US Congress in 2004. This act allows …

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Q&A: Impact on Credit Scores? QUESTION: Can a Home Equity Line of Credit (HELOC) impact my credit score? ANSWER: Credit expert Linda Ferrari (author of “THE BIG SCORE: Getting It and Keeping It, Buying Power for Life”) explains that HELOCs are …

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Even if you use traditional credit very little, now you can build a good history by having your rent payments reported to the credit bureau.

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many people don’t know is that recently the credit bureau changed how they handle credit inquiries and so now when you shop for a mortgage, even if multiple lenders review your credit they will all see the same scores and information so long as the last credit inquiry is within 14 days of the first.

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