All articles about FiCo Credit Scores

How to Get Truly Free Credit Reports For Life

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How to Get a Free Copy of My Credit Report

Fair and Accurate Credit Transactions Act  (FACTA ) was a law passed by the US Congress in 2004. This act allows consumers to request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). Continue reading How to Get Truly Free Credit Reports For Life

Rent payments now appear on Experian credit reports

Even if you use traditional credit very little, now you can build a good history by having your rent payments reported to the credit bureau. Continue reading Rent payments now appear on Experian credit reports

Practical Tips for Improving Your FICO Scores

many people don’t know is that recently the credit bureau changed how they handle credit inquiries and so now when you shop for a mortgage, even if multiple lenders review your credit they will all see the same scores and information so long as the last credit inquiry is within 14 days of the first.