All articles about Advice

What’s involved in the Home Appraisal Process?

Early in your loan application process, your lender will arrange for a home appraisal. Borrowers are sometimes confused about this process. They have a pretty good idea about what the home they want to buy is worth but the appraised value can sometimes be very different from that number. Continue reading What’s involved in the Home Appraisal Process?

How is my credit score impacted by paying a charge off?

It is much easier to get paid charge-offs removed than unpaid charge-offs. There is no incentive for the creditor to fight the dispute, since they already have their money. So if you dispute the charge-off, the credit bureaus will send a verification request to the creditor. Most often the creditor will ignore the verification request. After 30 days with no response from the creditor, the credit bureaus will remove the charge-off form your credit bureau. Continue reading How is my credit score impacted by paying a charge off?

Realtors Comment on Raleigh – Cary – Durham Home Sales 2014

When I was preparing the post – Buying a home in Raleigh is getting tough!  I reached out to some real estate partners that I know and trust and asked them to comment on on the current market condition. The responses were so good that although I couldn’t squeeze them into the original post so I thought I would share them in a  separate post. Continue reading Realtors Comment on Raleigh – Cary – Durham Home Sales 2014

Buying a home in Raleigh is getting tough!

Buying a home in Raleigh is getting tough!

Regardless if you’re a first time homebuyer looking for a cozy (realtor speak for small) 3 bedroom ranch styled home or a veteran move up buyer purchasing your dream home one thing that is consistent across  that supply of housing in Raleigh-Cary and all over Wake County  is that it’s tight!  Continue reading Buying a home in Raleigh is getting tough!

4 Tips for Reducing Energy Bills in Winter

Thermostat-frozen[1]It’s a fact, heating your home requires more energy than cooling it. Because winter tends to be milder in the South, when the mercury falls, people here tend to really crank the heat up.

Here are 4  time tested means to reducing your energy consumption this winter: Continue reading 4 Tips for Reducing Energy Bills in Winter

Raleigh Real Estate Market Update – September 2011

According to the statistics recorded in the Triangle Multiple Listing Service there’s good news and there’s really bad news for the  Raleigh Real Estate Market.  I prefer the bad news first because it always make the good news sound just a little bit better so here’s the bad news;

Median & Average Sales Price Declines in Raleigh by double digits

If you have to sell your home  in Wake County North Carolina where 100% of Raleigh is located, the value of your home may be falling faster than the presidents job approval ratings!
Continue reading Raleigh Real Estate Market Update – September 2011

How to get Good Mortgage Advice

Recently the word Republican, like “Banker” has been used interchangeably to disparage and slander (and is often incorrect) my business but what made this stand out to me was how he said it. It was almost as if it was a disparaging remark and he was sorry for having used it!

Five Great Reasons to Buy a Home today

Why You Should Start Planning To Purchase A Home If you’ve ever thought about buying a home, but decided … More Five Great Reasons to Buy a Home today