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An important first step in the process of purchasing a home is getting pre-approved for a mortgage loan.

“I recommend that you do this even before looking at homes or making any decisions that involve moving from your current home” Ricardo Cobos – Mortgage Lender/Realtor

Why? There are three reasons.

  1. Getting pre-approved for a loan will show you, in writing, precisely the loan amount you can get. This allows you to calibrate your home price range and narrow your home search.
  2. When it comes time to make an offer, being pre-approved gives you a stronger bargaining position. A seller will prefer your offer because they know that the loan will not fall through. Your offer will also be more credible.
  3. Being pre-approved also means that your loan application will be accelerated. You will be in your perfect home quicker and with less stress.

Once you have completed the pre-approval we can determine the best loan for you and then we can help you find the perfect house for you and your family!

If you have any trouble completing it, just give me a call, I’m here to help. (919) 526-0183

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