All articles in Tips for Home Owners

Important Changes to Home Affordable Refinance Program (HARP)

Today the federal government  announced new rules that may allow homeowners who are struggling borrowers to refinance their mortgages at today’s ultra-low rates by  reducing monthly payments for some homeowners. The goal is that the monthly savings could provide a modest boost to the economy. It is important to note this help is NOT available to persons struggling to make the payments, in other words if you are behind on your payments you need not apply. Continue reading Important Changes to Home Affordable Refinance Program (HARP)

Raleigh Real Estate Market Update – September 2011

According to the statistics recorded in the Triangle Multiple Listing Service there’s good news and there’s really bad news for the  Raleigh Real Estate Market.  I prefer the bad news first because it always make the good news sound just a little bit better so here’s the bad news;

Median & Average Sales Price Declines in Raleigh by double digits

If you have to sell your home  in Wake County North Carolina where 100% of Raleigh is located, the value of your home may be falling faster than the presidents job approval ratings!
Continue reading Raleigh Real Estate Market Update – September 2011

Three Reasons a Seller Should Get a Home Inspection

Home Inspection Report for Sellers

Buying &  selling a home under the best of circumstances can be stressful for both buyer and seller.

If you are the seller there are countless hours spent cleaning, primping, and pruning the property for the eagerly awaited day that a contract is received, negotiated and finally accepted. Continue reading Three Reasons a Seller Should Get a Home Inspection

What is a Mortgage or Deed of Trust?

To understand what is a mortgage is you first have to understand the etymology {history}  of the word mortgage.

It is said that the first mortgage ever recorded dates to 1190 in England. Common English Law provided protections to the grantee (lender) of that mortgage loan and these protections granted the lender in the borrowers property.

At that time most pledges or loans were what was known as “Living Pledges”  which were just that pledges of possessions while one was living until the debt was paid. Continue reading What is a Mortgage or Deed of Trust?

Tips For Getting Organized!

Selling your Home – Tips to get Organized!

Before


Experts agree a neat and tidy organized  home sells faster 
and for more than one that is cluttered and disorganized! When listing your home for sale you want potential home buyers to focus on the space and amenities, not your stuff!

When potential home buyers walk into your home and sees clutter, it gives the impression your home is dirty and not well-maintained and this is NOT the impression you want them to have! However when the home is organized it gives the impression that home is well cared for. Continue reading Tips For Getting Organized!

How to Sell Your House for Top Dollar Fast!

In a slow housing market, a competitive edge can be  the … More How to Sell Your House for Top Dollar Fast!

4 Energy Savings Tips to Keep your Home Cool! (via Kecia Speaks of Real Estate & Home Life)

In addition to these great tips in my home I implement a zero tolerance policy to cooking inside at … More 4 Energy Savings Tips to Keep your Home Cool! (via Kecia Speaks of Real Estate & Home Life)