Hurricanes can be dangerous, listening to the hurricane warning … More Hurricane Preparedness Tips for Homeowners
Here are some of just some of the national and local numbers that … More Raleigh Area Real Estate Update June 2015
Can a Homeowners Associations foreclose when I have a mortgage? It’s a question that I am asked frequently by borrowers … More When can Homeowners Association foreclose?
The importance of a second opinion Cancer, transmission repairs and mortgage loans; none have the same impact on our lives … More Why Your Mortgage Merits a Second Opinion
Who knew that there were so many undocumented chickens living in the shadows just waiting to spread their wings and … More Garner Approves Zoning Change to permit Backyard Hens
What we’re going to talk about today are the four main things that all banks and mortgage lenders look at when you apply for a mortgage today.
These are going to be the same four things regardless if you are a veteran move-up or first time home buyer.
Please forward the following information to your clients, friends & family to help keep them safe!White-Rodgers, a major thermostat provider, … More White-Rodgers Thermostat Recall Due to Fire Hazard
Buying a home in Raleigh is getting tough!
Regardless if you’re a first time homebuyer looking for a cozy (realtor speak for small) 3 bedroom ranch styled home or a veteran move up buyer purchasing your dream home one thing that is consistent across that supply of housing in Raleigh-Cary and all over Wake County is that it’s tight! Continue reading Buying a home in Raleigh is getting tough!
What Is A CLUE Report?
Most of us are familiar with CarFax. We see the commercials all the time with the Fox puppet following the prospective car buyer around warning the buyer not to purchase the car before purchasing a detailed report on the vehicle. Believe it or not, there is a similar system that insurance carriers use for buildings, homes and the people that insure them.
We discussed in an earlier post ‘What is a CLUE Report’, how a Comprehensive Loss Underwriting Exchange, or CLUE Report, will track up to a seven year claims history for a property and property owner. As you can imagine, a CLUE Report with multiple claims may cause issues if you are trying to buy, sell, or insure a property. Most people are unaware of CLUE Reports and how they affect property ownership and protection. CLUE Reports include not only accepted claims, but denied claims and inquiries. They are meant to be a comprehensive record of all loss history on you as an individual and on a property. Continue reading When Should I File a Home-Owners Insurance Claim?