All articles in Tips for Home Buyers

Under Contract & House Has Been Damaged; Now What?

There’s an old adage He Who Has the Gold Makes the Rules aka ‘ The Other Golden Rule’. Nothing could be further from the truth in this scenario so the best answer here is ‘It depends’.

What’s involved in the Home Appraisal Process?

Early in your loan application process, your lender will arrange for a home appraisal. Borrowers are sometimes confused about this process. They have a pretty good idea about what the home they want to buy is worth but the appraised value can sometimes be very different from that number. Continue reading What’s involved in the Home Appraisal Process?

Four (4) Main Things All Mortgage Lenders Look At

What we’re going to talk about today are the four main things that all banks and mortgage lenders look at when you apply for a mortgage today.

These are going to be the same four things regardless if you are a veteran move-up or first time home buyer.

Continue reading Four (4) Main Things All Mortgage Lenders Look At

Buying a home in Raleigh is getting tough!

Buying a home in Raleigh is getting tough!

Regardless if you’re a first time homebuyer looking for a cozy (realtor speak for small) 3 bedroom ranch styled home or a veteran move up buyer purchasing your dream home one thing that is consistent across  that supply of housing in Raleigh-Cary and all over Wake County  is that it’s tight!  Continue reading Buying a home in Raleigh is getting tough!

Working with Realtors; Does Experience Matter?

Working with Realtors; Why Experience Matters

I’ve been a mortgage loan officer since 1998. During that time I have helped literally thousands of families to purchase and finance their homes. During that period I have also worked with hundreds of real estate brokers. One thing that has remained constant is that not all real estate agents are equal. While they all have a license, hopefully so do all motorists on the road,  yet on any given commute we can clearly see the difference in motorists. Unfortunately it’s not that easy to gauge the skills and ability of a real estate broker.