Under Contract & House Has Been Damaged; Now What?
There’s an old adage He Who Has the Gold Makes the Rules aka ‘ The Other Golden Rule’. Nothing could be further from the truth in this scenario so the best answer here is ‘It depends’.
What is a Charge Off?
FAQ – What is a Charge Off? A charge-off is an accounting term used for when a creditor writes off or charges-off a debt that they are unable to collect on. Creditors typically charge-off a debt if there is no payment on the account for more than 180 days.…
Getting denied a mortgage doesn’t have to derail your dreams
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Discussing USDA Rural Development Loans With Edwin Argueta The Force Realty
In this Google Hangout we discuss the recent changes to the USDA Rural Development Loan Program
Fixing Credit Report Errors in 3 Easy Steps
Credit Repair Companies, even the good ones (and I say that very generously) remind me of a quote from one of my all time favorite private dick movies “the Two Jakes”. In the opening scenes Jake finds himself at the top of the heap, professionally speaking, the “leper with the most fingers.” This is how I feel about credit repair companies, even the good ones are just one finger away from being fingerless.
Dos & Don’ts During Your Mortgage Process
As part of our continuing service to you, we’d like to offer some tips that may be helpful when you’re looking to purchase a new home or refinance your home loan.
Above all else, pay your bills and start saving.
FAQ – What is an FHA 203(k) loan good for?
What Is an FHA 203k Loan? This loan can help you buy and repair a fixer-upper or what is sometimes called a Handyman special FHA 203k loans are loans that are insured by the Federal Housing Administration The federal government designed these loans to encourage…
When Spanish Alone isn’t enough
How to download actual paper versions Bank Statements when using the Spanish language version of Bank of America online banking. By now everybody should know that getting a mortgage loan to buy a house today is…
How to Get Truly Free Credit Reports For Life
How to Get a Free Copy of My Credit Report Fair and Accurate Credit Transactions Act (FACTA ) was a law passed by the US Congress in 2004. This act allows consumers to request and obtain a free credit report once every twelve months from each…
How to protect your Credit from Identity Theft
In my free time I enjoy riding my Felt road bicycle. There is a cliché amongst cyclists, “there are two types of bikers, those who have crashed and those who haven’t crashed yet”. The same can be said about identity theft. It seems like once a week I read headlines such as Sony Hackers Claim to Have Credit Cards, and, Senate…