USDA has updated its Income Limits for Raleigh-Cary 2014!

The 2014 Income Limits for the very popular no money down USDA Single Family Guaranteed Loan Program were published on February 12, 2014.  The Guaranteed Underwriting System and the Income Eligibility calculator in the Eligibility website have been updated to use the new income limits.

Click here for  a Free Pre Qualification and credit review
Click here for a Free Pre Qualification and credit review

The income limits in Raleigh and the surrounding communities  remain unchanged from 2013 which means that the table below is  a general guideline but keep in mind that this is household income and not just applicant income. Additional adjustments can be made for persons who are over the income limits for things such as child care expense but those should be examined carefully by a state licensed loan office for eligibility.


Ricardo Cobos is a licensed mortgage loan officer in Raleigh-Cary-Durham North Carolina who has been helping families to achieve financial security through responsible home-ownership since 1998. (919) 526-0183

This article was written by ricardocobos

Since relocating from Northern Michigan in 2007 I have lived in Garner (27529) with my wife Melanie and our four children. With personal production of 8MM in real estate sales across Southern Wake County I am considered to be a local market expert in the following communities: Garner (27529), Fuquay-Varina (27526), Holly-Springs (27540), Apex (27502), and Raleigh (27603, 27604, 27606, 27609, 27610)) which spans from downtown Raleigh to Willow Spring including Lake Wheeler. Call or email me, I’m here to help! Ricardo Cobos (919) 526-0183