Step One – Order your free annual credit report
The three nationwide credit reporting companies have set up one website, toll-free telephone number, and mailing address through which you can order your free annual report. To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to:
Annual Credit Report Request Service
P.O. Box 105281, Atlanta, GA 30348-5281.
You can use the form in this brochure, or you can print it from ftc.gov/credit.
Do not contact the three nationwide credit reporting companies individually.
Consumer credit reporting agencies are providing free annual credit reports only through annualcreditreport.com…Read More.
If you choose this option download this Credit Report Letter that can be edited with all the information that you will need pre-filled and addressed to the three bureaus, at least this will save you a step or two.