With all the hoopla and political grand standing coming out of Washington DC, it is nice to see that on occasion those who have been elected to lead can set aside their bickering and at least accomplish some of the …

Congress Approves Funding for USDA Rural Development Loans in Raleigh for FY2014! Read more »

A two-year waiting period is permitted if extenuating circumstances can be documented. Divorce is NOT an extenuating circumstance!

After a 15 day government shutdown that seems to have accomplished little else  except forcing the federal government to admit they have to create a budget and soon, the Fed has opened for business. So now what?  Internal Revenue Service …

FAQ – The Government has reopened, for now; how is my mortgage affected? Read more »

Six Things You Should NEVER do When Buying a Home 1. Don’t go buying a lot of junk, or even quasi-junk. Draining your savings or running up credit card debt to buy a new living room set, a big-screen TV, or a …

6 Things You Should NEVER do When Buying a Home Read more »

One of the most common cause of foreclosure is misstated or overstated income. Since the mortgage meltdown of 2008, and because of increased accountability to Washington, lenders are now required to take extra steps to verify that borrowers have the …

FAQ – What is a IRS Request for Transcript of Tax Return (4506t) Read more »