The rise in the Employment/Income Fraud Risk Index over the past two years is likely the result of the decline in house prices being outpaced by the decline in the income of working households combined with more stringent underwriting and documentation requirements.

In my free time I enjoy riding my Felt road bicycle. There is a cliché amongst cyclists, “there are two types of bikers, those who have crashed and those who haven’t crashed yet”. The same can be said about identity theft. It seems like once …

How to protect your Credit from Identity Theft Read more »

Raleigh, NC , March 16, 2012 — While it is too soon to tell what the insured losses will be from the tornadoes battering the South and Midwest, already hundreds of homes, businesses and autos have been damaged or destroyed. Insurers, …

How to speed up the processing of your HomeOwner’s Insurance Claim Read more »

Be prepared to give your agent or insurance company representative a detailed description of the damage to your property. Your agent will report the loss to your insurance company or to a qualified adjuster who will contact you as soon …

Tips to speed the insurance claims settlement process following a loss: Read more »

Bank of America Customer Service

After a few weeks of the multiple times per day barrage of phone calls from Bank of America I attempted to resolve this by calling them myself. The colossal comedy of incompetence a person has to suffer in order to get a straight answer from Bank of America is deplorable! As a Mortgage Loan Officer with nearly 15 years of experience speaking the language of mortgage lenders I can only imagine how impossible this experience is to someone without similar experience.