This is a follow to an earlier posting in March that Strategic Behavioral Services Plan to open a 90+ Bed in patient youth facility in Garner North Carolina a suburb close to downtown Raleigh. Ā GARNER, N.C. ā€”Ā Garner town leaders on …

Garner clears way for mental health treatment center Read more »

Conforming Loan Deadlines Quickly Approaching Conforming loan limits, which had been raised for many high-cost areas throughout the country to a maximum of $729,750, are expected to expire September 30, 2011. After this deadline, high-balance loans will once again be …

Conforming Loan Deadlines Quickly Approaching Read more »

Because of the plethora of natural disasters acrossĀ the country it occurredĀ to me that there may beĀ a lot of Buyers and Sellers whose purchaseĀ or sale orĀ mortgage refinanceĀ has been delayed for reasons they simply do not understand. This post is intendedĀ to beĀ an …

FEMA Declared Disaster Area – Loan Application in Process Read more »

Loan Applications in Process BEFORE the Incident Period Dates Of the Disaster Occurrence   If appraisal has been performed: The original appraiser, another licensed appraiser or a licensed real estate professional must perform and complete the (RES 0520) Property Condition …

Loan Application in Process BEFORE the Disaster Read more »

IF an appraisal is ordered: The appraiser must comment on any damage to the property and impact to value/marketability. IF damage is evident, the property must be repaired, re-inspected by an appraiser. The appraiser must complete and provide an Appraisal …

Loan Applications Taken DURING or AFTER the Incident Period Dates and Loan Has Not Closed Read more »

All lenders will must must verbally verify employment within five (5) business days (salaried)/fifteen (15) business days (self-employed), prior to closing (Note date), as Required by Fannie Mae and FHA Guidelines. If a disaster incident occurs after the Verbal Verification …

Underwriting Tip – Re-Verification of Employment & Income Read more »

Prizes: Participants with completed game cards 6. will be entered for two chances to win a $500 shopping spree for use at any Shop Local
Raleigh member businesses!

In a slow housing market, a competitive edge can beĀ  the difference between a house that sells fast and a house that languishes on the market doomed to the fate of numerous failed price reductions is presentation. Home Staging might …

How to Sell Your House for Top Dollar Fast! Read more »

While many Realtors and Developers say about other communities Heritage actually backs that up with irrefutable data! Don’t take my word for it, just check out the Triangle Area Residential Real Estate Report which for May 2011 sales…Read More